CONTENT Culture American Financial Network (AFN) is a unique force in the mortgage market. We are one of the nation’s largest privately held mortgage companies with the resources necessary to compete on a national level with the largest publicly held banks. AFN maintains speed to decision, responsive communication and flexibility through its private ownership and flat organizational structure. We are a team of dynamic, visionary and opportunistic professionals that thrive on the utilization of teamwork and technology to outperform our competition. We are driven by a vision of being a market leader through creating the ultimate in customer service and being consistently better by always seeking new ways to improve. Core Values Optimize the Client Experience – The customer’s experience is the end result of all our efforts. No matter what we do, how hard we work, or how much time we spend doing it, we always strive to optimize the client experience. Clients and referral partners are at the top of our org chart. People – Whether it is our clients, our business partners or our employees, people are our priority. We are a family that takes care of one another. Integrity – We take pride in what we do. We treat others with dignity and respect. We always hold ourselves to the highest standards and make our word our bond. Hard Work – No matter what our interests, to succeed in a competitive field, we are willing to work harder than our peers. Education – Hard work alone will not ensure success. We also strive to work smarter than our competition consistently seek out new and better ways to accomplish our goals. Teamwork – No one person can support our entire effort. We rely on one another as a synergistic group, where the whole is much greater than the sum of its parts. Technology – Great efficiencies and service levels can be created through the use of technology. This allows our people to build systems that work best for their branch. Fun – It is said, “If you love what you do for a living, you will never have to work a day in your life.” We want to work hard, but never feel like it.